Our Loan Accounts

I would like to know more about:

Personal Loan

  • Borrow from £300 to £25,000
  • No set up fees or hidden costs
  • Fair, affordable rates
  • Free loan protection

Affordable Personal Loans are available if you are saving regularly with Transave and can be used for any purpose.

Members can apply for up to five times the amount in their savings to a maximum of £25,000. Your savings then act as security on the loan and cannot be withdrawn as long as your loan balance exceeds your savings balance.

There are no set-up fees, hidden charges or penalties for repaying the loan early and loans are covered by our bereavement fund at no additional cost to the member.

The success of the loan application is based upon your ability to afford repayments and your savings record. However, unlike some other lenders, we do not simply rely on credit scores when considering your application or automatically reject it if you have had financial problems. Using Open Banking we will also look at your transaction history to get a more complete understanding of your financial situation. This helps to ensure you aren’t unfairly excluded from being accepted for a loan.

What is your current savings balance?

You may borrow up to:

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How much will my loan cost?

How much would you like to borrow?

Over what period would you like to borrow it?

Representative APR

Monthly Repayment

Total Repayment

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Please be aware that this is not a loan offer and the figures quoted in this document are based on the Representative starting APR.

The calculator is for illustration purposes only. Rates may be withdrawn at any time. We reserve the right to refuse any application.

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