The last date to apply for a Loan is Friday 16th December 2022 to guarantee payment before we close for the holiday on the Friday 23rd December 2022. We will endeavour to fulfil all loan applications after this date as in previous years, but any loan applied for after this date may not clear in […]
45% of British adults are currently finding it difficult to keep up with household bills and loan repayments, up from 30% a year ago according to debt charity StepChange. So, if debt is becoming a problem what can you do about it? Don’t Delay Most importantly, don’t delay in seeking help and advice. Another piece […]
A personal loan is one of the simplest lending products there is, you borrow money and pay it back with interest over an agreed period. What’s less simple is how lenders work out who to approve for a loan – the process is often hidden from view. What do lenders want? When writing a loan, […]
If you’re looking to apply for a personal loan, you may have come across a variety of different phrases commonly used by lenders. One of those phrases is APR. What is APR? Your loan repayments will be made up of two main components, the funds you have borrowed known as ‘the principal’ plus interest on those […]
Credit cards can be convenient and often offer perks and discounts that aren’t available when paying by cash. But there can also be pitfalls, a prime example being maxing out the card to its spending limit. Here are seven reasons why this should be avoided if at all possible. 1) Your credit score can drop […]
The cost of living crisis is growing rapidly and there’s not much any of us can do to beat the squeeze completely. However, keeping on top of household spending is vital if you’re going to try and survive price hikes. Here are five tips to help you do just that. Tip one: Check your contracts […]
